Personal Contract Plan

• Agree a repayment period and estimate your annual mileage.
• Set a deferred amount to the end of the agreement(the optional final payment) to make your monthly payments lower.
• Pay a deposit made up of part exchange or cash – as little as one month’s payment. -at the end of your payment term you have the three choices:
  1. Pay off the optional final payment so own the vehicle.
  2. Return the vehicle to us and pay nothing more (subject to terms and conditions).
  3. Part-exchange the vehicle for brand new skoda on a new Solutions contract.

Typical example: Price of the vehicle £10805
Deposit £2000 based over 36 months with a final rental of £3803 has a monthly payment of £176.

Hire Purchase

How Hire purchase agreement works:

• With a small deposit, which can be as little as a monthly deposit we will organize your fixed monthly payments on an individual tailored plan, spread equally over twelve months to five years.

Typical example : Price of vehicle £10805
Deposit £2000 based over 36 months has a monthly payment of £294.

Contract Hire

How contract hire works:

• The contract Hire products allow the customer to benefit from lower monthly rentals due to VAT advantages and remove the worry of the disposal of the vehicle. It is available over 2, 3, 4 years .We also have a range of fully managed, fixed cost elements that can be added to the contract hire agreement to take care of the maintenance of the vehicle.

Typical example : Price of vehicle £9407.39 ex vat with a deposit of £676.38 ex vat gives a monthly payment £225.

Finance Lease

Finance Lease - Potential tax benefits and better cashflow could mean finance lease suits your business needs. We offer two types of finance lease - full payout or balloon. With our full payment option there is no inflated final rental. However, with our balloon option you could reduce your monthly rentals (in comparison to our full payout option) by deferring part of your vehicles value until the end of the agreement.

Lease Purchase

Lease Purchase - Lease purchase lets you benefit from lower monthly payments, in comparison to hire purchase, by deferring a proportion of the vehicle cost until the end of the agreement (the final balloon payment) - great for short term cashflow. When it comes to the end of your contract term you then pay the final balloon payment (in cash or by refinancing the remaining balance). Either way, once all the payments have been made, you own your vehicle.